Disclosures & Policies
We believe in honesty & transparency.
It is our goal to provide clients with full and fair disclosure of all material facts. The following disclosures are intended to share relevant information with you regarding our services.
Our investment advisory services are disclosed in our Form ADV Part 2A – Firm Brochure and Form ADV Part 2A Appendix 1 – Wrap Fee Program Brochure, both available through the link below for the ADV Brochures.
Links to Third Party Sites
Financial Advisors Network, Inc. (FAN) provides links to various third party websites as a courtesy. When you click on one of these links you will be leaving the FAN website and redirected to a third party website outside of FANS’s control. These third-party sites are not affiliated with, sponsored by or endorsed by FAN. We are not responsible for the completeness or accuracy of information provided on these websites. When you access one of these websites, you assume total responsibility and risk for your use of the websites.
FAN’s Strategic Alliance websites are considered third party sites. These websites are separate entities from, and unaffiliated with, Financial Advisors Network, Inc., LPL Financial and Charles Schwab. Services and content provided by Strategic Alliances are not endorsed by Financial Advisors Network, Inc., LPL Financial or Charles Schwab. There is no obligation to use their service.
Please keep in mind that third party sites will be monitored through privacy policies different from FAN. It is the responsibility of visitors to read and understand these policies.
Social Media Policy
FINANCIAL ADVISORS NETWORK, INC.
SOCIAL MEDIA POLICY
Dated: Sep 14, 2017
Content, Comments, Likes and Followers: Information contained on FAN’s social media profiles – including content, comments, likes and followers – should not be considered testimonials by any clients of FAN. FAN does not request that you interact with its profile content. All people interact with FAN’s profiles of their own will and are not influenced by FAN. Articles located within FAN’s profiles are gathered from widely recognized sources. FAN reviews all of its posted or shared content. However, it cannot assure the accuracy of any content not produced by FAN itself. For important information about links to third party sites, please click on “Links or Redirections to Third Party Sites.”
Endorsements: FAN and associated firms are not responsible for third party sites. These sites are not encouraged to post or react to anything on FAN’s behalf. FAN is not to be held accountable for content, links or comments found in linked sites. FAN is not held responsible for any updates or adjustments associated with linked sites. All links and articles provided by FAN function as educational resources. FAN does not endorse these links or monitor the updating of their content by third parties.
Updates to Disclosures: Disclosures for FAN’s social media profiles may change over time. After every alteration to the disclosures, the above date will change to the time adjustments are made. All updates become valid when new disclosures are posted to FAN’s website. Any activity on FAN’s website or profile, after changes are made, serve as visitors’ consent to the updated policy.
ADV Firm Brochures
Form ADV Part 2A – Firm Brochure
Form ADV Part 2A Appendix 1 – Wrap Fee Program Brochure
Form ADV Part 2B – Brochure Supplement – Rod Kamps
Form ADV Part 2B – Brochure Supplement – Brian Douglass
Form ADV Part 2B – Brochure Supplement – Spenser Messmore
Form ADV Part 2B – Brochure Supplement – Umesha Weerasuriya
Form ADV Part 2B – Brochure Supplement – Rohan Nakrani
FINANCIAL ADVISORS NETWORK, INC. D.B.A. FINANCIAL ADVISORS NETWORK
2017 PRIVACY NOTICE REGARDING CLIENT PRIVACY AS REQUIRED BY REGULATION S-P & REGULATION S-AM
Maintaining the trust and confidence of our clients is a high priority. That is why we want you to understand how we protect your privacy when we collect and use information about you, and the steps that we take to safeguard that information. This notice is provided to you on behalf of Financial Advisors Network.
Information We Collect: In connection with providing financial advice, or other services, we obtain non-public personal information about you, including:
Categories of Information We Disclose: We may only disclose information that we collect in accordance with this policy. Financial Advisors Network does not sell customer lists and will not sell your name to telemarketers.
Categories of Parties to Whom We Disclose: We will not disclose information regarding you or your account with us, except under the following circumstances:
How We Use Information: Information may be used among companies that perform support services for us, such as data processors, technical systems consultants and programmers, or companies that help us market services to you for a number of purposes, such as:
Regulation S-AM: Under Regulation S-AM, a registered investment adviser is prohibited from using eligibility information that it receives from an affiliate to make a marketing solicitation unless: (1) the potential marketing use of that information has been clearly, conspicuously and concisely disclosed to the consumer; (2) the consumer has been provided a reasonable opportunity and a simple method to opt out of receiving the marketing solicitations; and (3) the consumer has not opted out. Financial Advisors Network does not receive information regarding marketing eligibility from affiliates to make solicitations.
Regulation S-ID: Regulation S-ID requires our firm to have an Identity Theft Protection Program (ITPP) that controls reasonably foreseeable risks to customers or to the safety and soundness of our firm from identity theft. We have developed an ITPP to adequately identify and detect potential red-flags to prevent and mitigate identity theft.
Our Security Policy: We restrict access to nonpublic personal information about you to those individuals who need to know that information to provide services to you and perform their respective duties. We maintain physical, electronic, and procedural security measures to safeguard confidential client information.
Complaint Notification: Please direct complaints to: Mr. Kamps, at Financial Advisors Network, 1432 Edinger Avenue, Suite 200, Tustin, CA 92780; 866-526-7726.
Code of Ethics
FINANCIAL ADVISORS NETWORK, INC.
Code of Ethics
Dated: January 2016
Fiduciary Duty. This Code of Ethics is based on the principle that all IARs and certain other persons of FAN have a fiduciary duty to place the interest of Clients ahead of their own and FAN’s. This Code of Ethics applies to all “Access Persons” (defined below). Access Persons must avoid activities, interests, and relationships that might interfere with making decisions in the best interests of FAN’s Advisory Clients.
For purposes of this policy, the following words shall mean:
“Access Persons” means all employees, directors, officers, partners or members of FAN, as the case may be, who (i) have access to nonpublic information regarding Advisory Clients’ purchases or sales of securities, (ii) are involved in making securities recommendations to Advisory Clients or (iii) have access to nonpublic recommendations or portfolio holdings of Clients (iv) all of FAN’s directors, officers, members and IARs. Client services personnel who regularly communicate with Advisory Clients also may be deemed to be Access Persons.
“Advisory Client” means any person or entity for which FAN serves as an investment adviser for, renders investment advice to or makes investment decisions for.
“Code” means this policy as supplemented by other policies and procedures contained in FAN’s WSPs.
“Reportable Securities” means all securities in which an Access Person has a beneficial interest except: (i) U.S. Government securities, (ii) money market instruments (e.g., bankers’ acceptances, bank certificates of deposit, commercial paper, repurchase agreements and other high quality short-term debt instruments), (iii) shares of money market funds, (iv) shares and holdings in open-end mutual funds (except affiliated mutual funds) and (iv) units of a unit investment trust (except affiliated unit investment trusts).
FAN has established the following restrictions in order to ensure its fiduciary responsibilities:
Gift and Gratuities Log. A Gift and Gratuities Log shall be maintained by the CCO recording all gifts given and received. The Gift and Gratuities Log should record the following: Date received, Client/Customer Name, Type of Gift, Name of Employee, and Value of gift.
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